Specialists in Personal, Residential and Commercial Finance

Mortgages - Adverse / Sub Prime / Bad Credit

 

Non-conforming, sub-prime, adverse or Poor Credit Mortgages are all names for mortgages for those with less than perfect credit histories. - Not as many of these products exist as did several years ago, however, there remains, particularly during the recession a demand for mortgages of this type. In some ways borrowers using these types of facilities will require more detailed advice than usual and the potential downside will need to be explained thoroughly. Here at JFS we have over twenty five years experience in raising finance for cases which range from the simply quirky to those with extensive credit difficulties.

At J.F.S. Homeloans we will be able to provide advice whatever your financial circumstances. We have specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.

We will be able assist you in repairing and improving your bad credit rating and will support you through the mortgage process providing you with first-class, mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, remortgaging, buy-to-let or right to buy.

We can help whatever the circumstances behind difficulties, including (but not limited to):

  • Purchase or Remortgage
  • Self employed / Self certification.
  • County Court Judgements
  • Ex- Bankrupts & IVS's
  • Arrears & Defaults
  • Repossessions Stopped
  • Poor Credit Rating
  • £10000 - £500000
  • Poor payment history
  • Debt Consolidation


The overall cost for comparison is 7.3% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Next step...

 

Whatever your problem call us on 0800 917 8088 or contact us for impartial help and advice whatever your problem.